Expense Split - Settle Up

Stop Awkward “Who Owes What?” Conversations

Split bills fairly with friends, roommates, and travel buddies—without the spreadsheets, math errors, or awkward money talks.

Download on App Store →

Features

⚡ Split Any Bill in Seconds

Add expenses with just a few taps
Everyone pays their fair share automatically
Works for dinners, rent, trips, or any shared cost
No complicated setup or learning curve

🔒 Custom Splits with Smart Locks

Lock specific amounts while adjusting others
Perfect for unequal splits (ordered steak vs salad?)
No more “wait, change that back!” moments
Others auto-adjust to keep total at 100%

✨ Intelligent and Automatic

AI suggests expense categories as you type
Quick-add friends from your other groups
Remembers your preferences
No more repetitive data entry

📊 Organized Group Overview

See “3 people · 7 expenses” at a glance
Know what’s in each group before opening
Track multiple groups effortlessly
Empty states guide you when starting out

👥 Real-Time Collaboration

Share groups with roommates via CloudKit
Everyone sees updates instantly
Set view-only or editing permissions
No more “did you add that expense?” texts

💰 Settle Up Without the Awkwardness

Crystal-clear balance breakdowns
Simplifies debts to fewest transactions
Export records as CSV for bookkeeping
Know exactly who owes whom

🔐 Privacy First

No account required—start immediately
Your data stays on your devices
Optional iCloud sync across iPhone, iPad, Apple Watch
No ads, no tracking, no nonsense

App Experience

iOS Screens

AI Category Suggestion — Smart Categories

Quick Add User from Groups — Quick Add Users

Key Screens Overview

Group List See all your expense groups at a glance. Each group shows member count and total expenses, so you always know what’s inside before opening.

Smart Categories Type “Uber” and the app suggests “Travel”. One tap and done. AI-powered categorization learns as you use the app.

Custom Splits with Lock Lock anyone’s share and it stays fixed while you adjust everyone else. Perfect for complex splits where some amounts need to stay the same.

Quick Add Users The app suggests people from your other groups. No need to retype names or search through contacts.

Settle Up See exactly who owes whom with crystal-clear balance breakdowns. The app simplifies debts to the fewest transactions needed.

Share Groups Invite friends and roommates via CloudKit. Set permissions for view-only or editing access. Everyone stays in sync automatically.

Perfect For

Roommates Split rent, utilities, groceries, and household expenses without the hassle.

Friend Groups Share dinner bills, concert tickets, or weekend activities fairly.

Couples Track joint expenses and shared purchases with ease.

Travel Buddies Manage vacation costs without spoiling the fun with money talks.

Families Organize shared purchases and keep everyone on the same page.

What’s New

Latest Release

Lock Custom Splits Lock anyone’s share—it stays while you adjust everyone else. No more “wait, change mine back!”

AI Categorization Type “Uber”—we suggest “Travel”. One tap, done.

Quick-Add Friends Suggests people from your other groups. No retyping names.

Groups Show Metadata “3 people · 7 expenses” displayed under each group.

Simpler Premium Replaced 3 purchases with 1 simple unlock. All features.

Plus: Better validation, improved empty states, bug fixes.

Premium Features

Unlock advanced features with one simple purchase—no confusing tiers or subscriptions. All features, one price, forever.

What’s Included:

CSV export for bookkeeping
Unlimited groups
Advanced analytics
Priority support

No subscriptions. No recurring fees. Just a one-time unlock.

Technical Excellence

Built with SwiftUI for a native Apple experience
CloudKit integration for real-time collaboration
Multi-language support (8 languages)
iOS, iPadOS, and watchOS support
Core Data with seamless migration
Privacy-focused architecture
Regular updates based on user feedback

Development Journey

Expense Split has evolved from a simple expense tracker to a comprehensive bill-splitting solution. The app was completely rebuilt with:

Modern SwiftUI interface
MVVM architecture for better maintainability
Comprehensive testing suite
Privacy-first analytics
Localization for global users

Read more about the development journey in this blog post.

Start splitting expenses immediately. No account creation, no email verification, no waiting. Just download and go.

Privacy Matters

Your financial data is yours alone:

Everything stored locally on your device
Optional iCloud sync with encryption
No third-party tracking or ads
No data collection or selling
GDPR compliant by design

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